The digital wallet address holding the “founder tokens” for World Liberty Financial is public information. Anyone with the right software can look at it. Inside that digital address sits a pile of assets that, if you multiply the number of tokens by the current market price, is worth roughly $3.8 billion. But there is a catch written directly into the computer code governing that wallet. The funds are frozen. They cannot be moved, sold, or traded. This strange state of being—possessing billions on a screen that cannot be spent in the real world—is the central detail in a new report on the Trump family’s finances.
- Family accumulated $1.4 billion from crypto in one year.
- Total family wealth sits at $6.8 billion currently.
- Founder tokens are valued at approximately $3.8 billion.
According to a new analysis by Bloomberg, President Donald Trump and his family have made a massive financial pivot. In just one year, they have accumulated about $1.4 billion from cryptocurrency projects. This is not a small side business anymore. It now makes up about one-fifth of the family’s total net worth.
What makes this story fascinating is how perfectly this new digital money has filled a hole left by an old investment. You might have heard about the struggles of Trump Media & Technology Group, the company behind the Truth Social platform. The value of that company has dropped significantly. In a normal year, that would mean the President’s net worth would take a nosedive.
But that did not happen. The crypto gains arrived just in time to balance the scales. The report notes that the family’s total wealth is sitting at $6.8 billion, which is almost exactly where it was last year. It is a financial magic trick: as one asset sank, a completely different one rose to take its place.
The Robot Banker
To understand where this money is coming from, we have to look at World Liberty Financial. This is the main engine behind the new wealth. It is a project based on “DeFi,” or Decentralized Finance.
If that term sounds intimidating, think of it like a vending machine for banking services. In a traditional bank, you have a building, a manager, security guards, and tellers. If you want a loan, you have to ask a human, fill out paperwork, and wait for approval. The bank takes your money, lends it to someone else, and keeps most of the profit.
DeFi removes the building and the humans. Instead, software code runs the show. People put their digital money into a shared pool—like a community pot—and other people borrow from it. The software automatically handles the interest rates and the payouts. Because there are no marble lobbies or CEO salaries to pay, the fees and rewards flow directly to the users and the creators of the system.
World Liberty Financial is essentially setting up one of these automated banking systems. Because the Trump family is involved as founders, they receive a portion of the tokens created by the system. It is similar to how a founder of a company gets stock shares when the company starts.
Real Money vs. Paper Money
The numbers in the Bloomberg report are eye-popping, but they come with a very large asterisk. There is a big difference between “realized” money—cash you can actually spend—and “paper” money, which is just a number on a screen.
The report states that the Trumps have “realized proceeds” of more than $1 billion. This means that amount is effectively real value that has been secured. However, there is a much larger number floating around that Bloomberg decided not to count in the official net worth calculation.
The family holds those “founder tokens” we mentioned earlier. At current market prices, this hoard is worth an additional $3.8 billion. If you added that to the $6.8 billion total, the President would be significantly richer on paper.
So why didn’t Bloomberg count it? Because of the lock. In the world of crypto, new projects often “lock” the tokens owned by the creators for a set period. It is a safety mechanism. It prevents the creators from selling all their tokens on day one and crashing the price, which would leave regular investors holding the bag. It is like having a winning lottery ticket that you are legally forbidden to cash until a future date. Until that date arrives, the money is theoretical.
The Volatility Rollercoaster
Another reason to be cautious about counting those billions is that the price of crypto tokens moves much faster than the price of real estate or gold. A skyscraper in Manhattan usually holds its value fairly well from month to month. A digital token can lose half its value in a week.
The token for World Liberty Financial, known as WLFI, is a perfect example of this. When it first debuted last September, it was trading around $0.30. At that price, the family’s stash was worth over $5 billion. Today, the token is trading at roughly $0.16. That is a drop of nearly 50%.
This is the nature of the crypto beast. It goes up fast, and it comes down fast. For a family whose wealth was historically built on bricks, mortar, and golf courses—things you can touch and that tend to be stable—this is a wild new frontier.
Expanding the Digital Empire
Despite the price drop, the project is growing. World Liberty Financial is not just sitting still. They recently launched a lending and borrowing platform, which is the core “vending machine” service we discussed. They also have a “stablecoin” called USD1.
A stablecoin is exactly what it sounds like. Most cryptocurrencies bounce around in value like a rubber ball. A stablecoin is designed to stay perfectly flat. It is pegged to a real-world currency, usually the US Dollar. One USD1 token is always supposed to be worth exactly one US Dollar.
Think of a stablecoin like a casino chip. Inside the casino (the crypto market), you use chips because they are easier to move around than cash. But you trust that when you walk to the cashier, that $100 chip is worth $100 cash. World Liberty’s USD1 has grown to become a significant player in this space, meaning more people are using their “chips” to trade and hold value.
The Conflict of Interest Question
Of course, whenever a sitting President runs a business, people ask questions. This project lists President Trump as a “co-founder emeritus,” and his sons Donald Jr. and Eric are listed as co-founders. This has drawn scrutiny from critics.
The concern is about conflict of interest. As President, Donald Trump has the power to influence regulations that affect the crypto industry. If he passes a law that helps crypto banks, his own family project could make billions of dollars. It is a tricky situation.
Critics argue that it is hard to be a neutral referee in a game where you also own one of the teams. However, the project continues to move forward, and as the Bloomberg report shows, it has become a massive pillar of the family’s financial standing.
For now, the Trump portfolio has successfully transformed. It is no longer just about hotels and media. It is now heavily anchored in the invisible, high-speed economy of the blockchain.
